Protection
Mitigate risk with a bespoke product built around your individual needs. Rest assured with peace of mind knowing that you, your family and your businesses are protected from the unpredictable.
NB Finance offer advice on insurance which enable you to prepare for the future, offset risk and protect your assets.
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Life insurance
Life Insurance will protect your family from the financial worries they could face if you were no longer around. Our specialist at NB Finance assists you to identify the need for life insurance.
We will assist you to help protect your family and provide for their future needs in the unfortunate event of death. If you pass away, some policies will pay out a cash lump sum, others offer monthly payments for the remainder of the plan term from the claim.
Income Protection
Income protection will give you and your family the financial cover you need in the event of being unable to work or return to work due to illness, injury or disability until. You are able to get back to work. It is designed to typically protect up to 65% of your gross salary.
Critical Illness Cover
Critical Illness Cover is designed to protect you and your family from financial hardship if you find yourself diagnosed with a critical illness. Our advisors will explain the importance to ensure you are covered against the financial impact this could have on your family.
Private Medical Insurance
In the UK, private health insurance is designed to cover the cost of private treatment for acute conditions. These are short-term, curable health issues rather than long-term, chronic illnesses people tend to live with their whole lives. However, private health insurance can not be used for everything. It is up to you what level of cover you want, so you may prefer to choose a more basic option for the sake of a lower price (provided that the policy still adequately meets your needs).
Commercial insurance
Commercial insurance covers businesses for financial risk. Here at NB finance we will advise you how to cover your business against claims made due to death, damages, loss and theft.
We will guide you on how to select a policy which protects you against public liability, motor insurance, asset insurance, and business contents.
Building and content
Building - Covers the structure of your home and any permanent fixtures and fittings, such as fitted kitchen units and bathroom suites, if they are damaged or destroyed. Content - Covers the cost of replacing or repairing your possessions if they are damaged, destroyed or stolen.
You can buy buildings and contents insurance separately or as a combined policy. Combined policies often include a discount for buying together and it can help make life easier if you have to claim.
Pensions
We have access to one of the leading companies who provide international life insurance, providing high value life cover to clients all over the world.
They have teamed up with a leading international insurer who reinsure all policyholder risk with Swiss Re and Reinsurance Group of America, two of the largest reinsurers in the world and they utilise their financial strength and global stability to always provide you with complete peace of mind. This allows us to provide life insurance solutions to private individuals, families and businesses, through them we also provide a range of additional benefits including Critical Illness and Disability for clients all over the world.
International protection services
Description to follow NB Finance can provide international life insurance providing you with high value life cover anywhere the world.
